Investors love stocks that consistently beat the Street without getting ahead of their fundamentals and risking a meltdown. The best stocks offer sustainable market-beating gains, with robust and improving financial metrics that support strong price growth. Does Jamba (NASDAQ: JMBA ) fit the bill? Let's take a look at what its recent results tell us about its potential for future gains.
What we're looking for
The graphs you're about to see tell Jamba's story, and we'll be grading the quality of that story in several ways:
What the numbers tell you
Now, let's take a look at Jamba's key statistics:
Top 5 Regional Bank Stocks To Own For 2015: Bankrate Inc (RATE)
Bankrate, Inc. (Bankrate), incorporated on April 13, 2011, is a publisher, aggregator and distributor of personal finance content on the Internet. The Company provides consumers with personal finances editorial content across multiple vertical categories, including mortgages, deposits, insurance, credit cards, and other categories, such as retirement, automobile loans, and taxes. The Company provides financial applications and information to a network of distribution partners and through national and state publications. The Company develops and provides Web services to over 75 co-branded partners, including personal finance sites on the Internet such as Yahoo!, CNN Money, CNBC and Comcast. The Company licenses editorial content to over 100 newspapers on a daily basis, including including The Wall Street Journal, USA Today, The New York Times, The Los Angeles Times and The Boston Globe. The Company offers services, including Mortgages and Home Lending, Deposits, Insurance, Credit Cards and Other financial products, including those related to retirement, tax, auto, and debt management.
The Company online publishing, is the sale of advertising, sponsorships, leads and hyperlinks, and lead generation within its Online Network through Bankrate.com, Interest.com, Bankaholic.com, Mortgage-calc.com, CreditCardGuide.com, Nationwidecardservices.com, Creditcardsearchengine.com, Feedisclosure.com, Insureme.com, Bankrate.com.cn (China), CreditCards.com, Creditcards.ca, Netquote.com, CD.com, CarInsuranceQuotes.com and InsWeb.com. The print publishing and licensing business is primarily engaged in the sale of advertising in the Mortgage Guide and CD & Deposit Guide.
Mortgages and Home Lending
The Company offers information on rates for different types of mortgages, home lending and refinancing options. The Company�� rate information is specific to geographic location and contains nearly 600 local markets, covering all 50 United States. Consumers can customize searches for mor! tgage rates by loan size, maturity, and location through its online portals. The Company also provides original articles that cover topics, such as trends in housing markets and refinancing perspectives to help consumers with their decision making.
Deposits
The Company offers rate information on different deposit products, such as money market accounts, savings accounts and certificates of deposit. It also provides online analytic tools to help consumers calculate investment value using customized inputs.
Insurance
The Company facilitates a consumer�� ability to receive multiple competitive insurance quotes for auto, business, home, life, health and long-term care based on a single application. It also provides advice and detailed descriptions of insurance terms, aiding consumers in deciding amongst a range of policy options. Insurance quotes can be customized by age, marital status and location. In addition, the Company provides articles on topical subjects, such as recent healthcare reforms, as well as the basics to understanding an insurance policy.
Credit Cards
The Company offers a selection of consumer and business credit and prepaid cards for visitors. It provides detailed credit card information and comparison capabilities, and allows consumers to search for cards that cater to their specific needs. It displays cards by bank or issuer, credit quality, reward program, or card limit. The Company further hosts news and advice on credit card debt and bank policies, as well as tools to estimate credit score and credit card fees.
Other Personal Finance Products
The Company offers information on retirement, taxes, auto, and debt management. The content provided on such topics include 401(k), Social Security, tax deductions and exemptions, auto loans, debt consolidation, and credit risk.
The Company sells leads to insurance agents, insurance carriers and credit card issuers. Its credit c! ard compa! rison marketplace is one of the third party online application sources for all issuers. The Company charges its advertisers on a per-lead basis based on the total number of leads generated for insurance products, and on a per-action basis for credit cards (upon approval or completion of an application). Advertisers that are listed in the Company�� rate tables have the opportunity to hyperlink their listings. In addition, advertisers can buy hyperlinked placement within its qualified insurance listings. It sells its hyperlinks on a per-click pricing model. The Company provides a variety of digital display formats. Its common digital display advertisement sizes are leader boards and banners, which are prominently displayed at the top or bottom of a page, skyscrapers, islands and posters. The Company charges for these advertisements based on the number of times the advertisement is displayed or based on a fixed amount for a campaign.
Advisors' Opinion:- [By Rich Smith]
Getty Images You've all seen the bumper stickers -- maybe you even have one on your car -- "We're spending our kids' inheritance." But funny as the sticker is, and as much as you might share the sentiment on occasion, the truth is that most Americans of retirement age say they aren't doing anything of the sort. That's the upshot of a new survey from Bankrate.com (RATE) subsidiary Interest.com, which recently polled Americans ages 18 to 59, asking whether they expect to receive an inheritance from their elders at some point in their lifetimes. And then they polled the folks bearing the bumper stickers... and came to a pretty startling conclusion: Barely 1 in 4 Americans under the age of 60 have any hope of ever inheriting anything from anybody. But nearly 2 out of 3 Americans age 60 and over say that yes, indeed, they have been saving, and one of these days, their heirs are going to benefit. What We Have Here Is a Failure to Communicate A 2011 study conducted by the Boston College Center for Retirement Research estimated that U.S. retirees have built up an astounding $8.4 trillion dollars worth of inheritable wealth. Baby Boomers have benefited from giveaways to the tune of $2.4 trillion already, but this still leaves $6 trillion more waiting to be handed out. So on one hand, according to Interest.com, 64 percent of the folks with the dough say they expect to have enough money left over at the end of their lives to bequeath it to their heirs. Yet on the other hand, 27 percent of Americans who might inherit that money don't think they'll ever see any of it. Why not? The bumper stickers may be one reason. When enough people start joking about planning to spend what they've got on themselves -- especially in an economy like this one, when that may be their only option -- you can hardly blame the kids for beginning to believe them. Or perhaps the kids may not be expecting to receive an inheritance because they simply don't know there's any money to inherit.
- [By Jake L'Ecuyer]
Shares of Bankrate (NYSE: RATE) got a boost, shooting up 20.92 percent to $21.05 after the company reported better-than-expected Q4 results.
Coty (NYSE: COTY) was also up, gaining 7.36 percent to $14.73 after the company reported strong Q2 revenue and announced a $200 million share buyback program.
- [By Rich Smith]
Meridian Studios, Getty Images It's no great secret that across the nation, insurance premiums are on the rise. Over the past five years, the cost of insuring a home against fire and other casualty has crept up about 10 percent a year -- every year. Health insurance increases, while they've been muted of late, still rose 4 percent this year. But if you think those hikes are steep, get a load of this next one. Congratulations! You're a Father! (Now Open Your Wallet) Kids are expensive. If you're a parent, you know this already. If you're a parent of a kid who hasn't turned 16 just yet, you're on track to get another lesson in how expensive they can be. Because once your offspring passes the driver's test and receive a license to drive from the state, he's going to need to be insured -- and that will cost you an extra $2,000 a year, on average. (By the way, if your kid is getting driver's license, your wallet won't take quite as big a hit, girls being 25 percent less expensive to insure than boys on average. But it'll still be some serious coin.) According to the National Highway Traffic Safety Administration, driving is a risky activity for teens. The are more prone to get into accidents -- about four times as likely as older, more experienced drivers, according to the Centers for Disease Control. And traffic accidents are the leading causes of death for Americans ages 16 to 19. Between lives lost and property destroyed, this all makes insurance companies very wary of insuring teen drivers. And when they do agree to insure a teen, they make you pay through the nose. According to a recent report posted on Bankrate.com's (RATE) InsuranceQuotes.com, across both genders, all age categories, and all 50 states, parents pay an average 84 percent more for their car insurance after adding a teen to their policy. Stay Between the (State) Lines Think that's bad? It might get worse. Unless you're fortunate enough to live in a state like North Carolina or Hawaii,
Top 5 Quality Companies To Buy Right Now: Vantage Drilling Company(VTG)
Vantage Drilling Company, through its subsidiaries, provides offshore contract drilling services to oil and natural gas companies in the United States and internationally. The company offers drilling units, related equipment, and work crews under contract to drill oil and natural gas wells; construction supervision services; and operates and manages drilling units owned by others. Its customers primarily include multinational oil and natural gas companies, government owned oil and natural gas companies, and independent oil and natural gas producers. The company owns and manages four jackup rigs and three drillships. Vantage Drilling Company was founded in 2007 and is based in Houston, Texas.
Advisors' Opinion:- [By Ben Levisohn]
Despite the recent pain for offshore drilliers like Diamond Offshore Drilling (DO), Noble (NE), Transocean (RIG) and Vantage Drilling (VTG), RBC Capital Markets’ Robert Pinkard and team don’t think it’s time to buy their stocks. They explain why:
Top 5 Quality Companies To Buy Right Now: Conversant Inc (CNVR)
Conversant Inc, incorporated on October 9, 1998, is a digital marketing services company. The Company offers an integrated personalization platform, personalized media programs and the affiliate marketing network. The Company operates in two segments: Affiliate Marketing and Media. The Company delivers a range of solutions, from hyper-personalized creative and media, to campaign-based media where each person is individually selected for target audience based upon its profiles, to the set of affiliate marketing solutions. The Company has sold the Owned and Operated Websites segment and technology is included in the Media segment. In February 2014, Conversant Inc completed the acquisition of SET Media, a digital video technology company.
Affiliate Market Segment
The Company�� Affiliate Marketing segment operates under the Commission Junction brand name. The Affiliate Marketing segment provides the technology; network and customer service that, in combination, enable advertisers to create its commissioned online sales force comprised of third-party Website publishers, also known as affiliates.
Media Segment
The Company�� Media segment is a display ad network, provides a digital marketing services and tailored programs that help marketers create awareness for their products and brands, attract visitors and generate leads and sales through the Internet and mobile applications. The Media segment also includes the Company's Mediaplex business, which offers technology products and services that enable marketers to implement and manage their online advertising across multiple channels including display, email, paid search, natural search, on-site, offline, and affiliate.
Advisors' Opinion:- [By Garrett Cook]
Toward the end of trading Friday, the Dow traded down 0.60 percent to 16,947.43 while the NASDAQ declined 0.75 percent to 4,557.59. The S&P also fell, dropping 0.83 percent to 1,980.97.
Leading and Lagging Sectors Cyclical consumer goods & services shares fell by just 0.50 percent in trading on Friday. Top gainers in the sector included ULTA Salon, Cosmetics & Fragrance NASDAQ: (ULTA), up 17.5 percent, and 1-800-Flowers.com (NASDAQ: FLWS), up 4.5 percent. In trading on Friday, utilities shares were relative laggards, down on the day by about 1.89 percent. Meanwhile, top decliners in the sector included Companhia Energética de Minas Gerais - CEMIG (NYSE: CIG), down 4.7 percent, and CPFL Energia SA (NYSE: CPL), off 4.3 percent. Top Headline Darden Restaurants (NYSE: DRI) reported better-than-expected fiscal first quarter earnings. The Orlando, Florida-based company reported a quarterly loss of $19.3 million, or $0.14 per share, versus a year-ago profit of $42.2 million, or $0.32 per share. Excluding non-recurring items, the company earned $0.32 per share. Its sales surged to $1.6 billion versus $1.53 billion. However, analysts were expecting earnings of $0.30 per share on revenue of $1.6 billion. Equities Trading UP Conversant (NASDAQ: CNVR) shares shot up 30.25 percent to $34.79 after Alliance Data Systems (NYSE: ADS) announced its plans to buy Conversant for $35 per share. Shares of ULTA Salon, Cosmetics & Fragrance (NASDAQ: ULTA) got a boost, shooting up 17.69 percent to $114.72 after the company reported upbeat second-quarter results and raised its outlook. The company also unveiled a five-year plan for impressive growth. Sportsman's Warehouse Holdings (NASDAQ: SPWH) shares were also up, gaining 15.89 percent to $7.00 after the company reported stronger-than-expected fiscal second-quarter results. Equities Trading DOWN Shares of Ruckus Wireless (NASDAQ: RKUS) were down 5.19 percent to $14.35. Buckingham
Top 5 Quality Companies To Buy Right Now: Official Payments Holdings Inc (OPAY)
Official Payments Holdings, Inc., formerly Tier Technologies, Inc., incorporated in 1991, is a provider of biller direct electronic payment solutions, through its primary brand Official Payments. These solutions provide payment services via multiple channels, including the Internet, automated Interactive Voice Response (IVR), call center and point-of-sale (POS), environments. Its solutions include multiple enhanced payment services, including convenience fee payments, absorbed payments, payment reminder and automated payment scheduling. It also offers its clients a range of payment choices, including credit and debit cards, electronic checks, cash and money orders, and emerging payment methods to meet the needs of their customers. Its segments include Electronic Payment Solutions (EPS) and Wind-down operations.
The Company offers its clients a front-end platform designed for the biller direct market with a single source solution that simplifies the management of electronic payments. Its verticals include Federal, State and Local, Property Tax, Utility, Education and Others. During the fiscal year ended September 30, 2010 (fiscal 2010), it also provided services in one business area which is in the process of winding-down.
ELECTRONIC PAYMENT SOLUTIONS
The business consists of the Company�� biller direct solutions, which is called EPS. It offers services using several pricing options, such as transaction fee, convenience fee, flat fee, or client absorbed fee (fees paid directly by the client, in lieu of those charges being paid by the constituent using the service), which can be billed as a percentage fee, a fixed fee, or some combination of both. It provides services and solutions in several different verticals. Its client base includes the Unites States Internal Revenue Service (IRS), 27 states, the District of Columbia and nearly 4,600 additional clients, consisting of local governments and other public sector clients and approximately 100 private sector cli! ents. As of September 30, 2010, it offered nearly 9,200 payment types.
The Company provides businesses and individuals the opportunity to pay certain federal income and business tax obligations electronically via credit or debit cards. Payment options include all credit cards: American Express, Discover, MasterCard, Visa and all debit cards including some regional automated teller machine (ATM) card networks. Payment channels include Internet, IVR, and agent (a third-party provider who accepts payments on behalf of its client). In fiscal 2010, it provided payment services for 23 types of tax forms for the IRS. Revenues from Federal vertical represented 20.5% of EPS revenues for fiscal year 2010. Its contract with the IRS to provide payment services for federal tax payments contributed 17.1% of EPS revenue for fiscal year 2010.
The Company offers a variety of electronic payment solutions to state and local governments for electronic payments for personal income taxes and business taxes. For fiscal year 2010, this vertical represented 8.5% of EPS revenue.
Within the Utility vertical, the Company allows its customers and constituents of various companies and municipalities to pay their utility obligations electronically using all credit cards, debit card, e-check, cash or money order. The utility company customers can utilize the Internet, IVR, POS, agent, walk-up locations or kiosks to make these payments. For fiscal year 2010, this vertical represented 15.3% of EPS revenue.
The Company�� solutions within the education vertical service post-secondary education institutions. Solutions it provides to these clients include electronic payment options for tuition and fee payments, housing and alumni donations. During fiscal year 2010, this vertical represented 13.6% of EPS revenue.
Other vertical consists of state and local courts and citations, rent payments and insurance payments for various entities, electronic payment options for meal a! nd fee pa! yments for K-12 educational institutions, plus personal property tax payments. During fiscal year 2010, this vertical represented 14.8% of EPS revenues.
WIND-DOWN OPERATIONS
As of September 30, 2010, the Company�� Wind-down operations consisted of its VSA business from its former GBPO segment. In fiscal 2010, it serviced over 100 customers within this business.
The Company competes with Link2Gov, RBS WorldPay, SallieMae Business Office Solutions, TouchNet Information Systems, Inc, CheckFree, Bill Matrix, Oracle and Online Resources.
Advisors' Opinion:- [By Monica Gerson]
Official Payments Holdings (NASDAQ: OPAY) shares surged 0.23% to touch a new 52-week high of $8.65. Official Payments shares have jumped 87.61% over the past 52 weeks, while the S&P 500 index has gained 16.68% in the same period.
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